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Deferred payment loans (DPLs) are reverse mortgages providing lump sum disbursements for repairing or improving homes.Federally Insured Reverse MortgagesA federally insured reverse mortgage is the only reverse mortgage insured by the Federal Housing Administration (FHA). These reverse mortgage are one of the lowest-cost multipurpose correction pen reverse mortgages currently available. overall they typically provide the largest total cash benefits of all the reverse mortgage options. the proceeds from a federally insured reverse mortgage can be used for any purpose. these loans are also known as home equity conversion mortgages (hecms).
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